The housing foreclosure crisis in the U.S. persists, and according to reputable housing and banking industry experts, it is likely to get worse before it gets better.

Natural disasters, terror attacks, and fiscal crisis have increased curiosity about how some organizations get stretched to the breaking point but bounce back and recover.

Stress, while others fail and are pushed by stress toward fiscal emergencies? Terry Nichols Clark (1994) and others have emphasized that fiscal health reflects...