This article examines the benefits of defined contribution plans. These plans build monetary balance by specifying a contribution which is deposited regularly to the participant's account. The article contrasts this type of account with the more traditional defined benefit plans that many public sector employees possess and presents several obstacles to implementing this type of retirement plan.

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A new, reduced dues rate is available for CAOs/ACAOs, along with additional discounts for those in smaller communities, has been implemented. Learn more and be sure to join or renew today!

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