As extreme weather events grow more frequent and severe, the insurance industry faces mounting pressures that threaten both financial stability and community resilience. 

Rising premiums and insurer withdrawals leave millions, especially lower-income households, without coverage. Implementing adaptation and resilience projects can mitigate future risk, but state and local governments are challenged by the lack of funding sources, leaving the future uncertain. 

This session will explore how extreme weather risk is reshaping insurance markets, the state and local policy responses needed to address these challenges, and the importance of collaboration across government, industry, and communities to ensure insurance remains a viable, accessible resource and a driver of resilience.

Speakers

Amanda Mullan, coordinator of the Extreme Weather Resilience Hub and Project Director, National Academy of Public Administration

Richard Seline, executive managing director, Future Proofing America Collaborative

Nathaniel Wienecke, president, Conscience Point Consulting, Inc.

Emma Waters, senior policy analyst, J. Ronald Terwilliger Center for Housing Policy at the Bipartisan Policy Center

Moderator: Hugh Murphy, senior vice president, Leadership Connect

From Leadership Connect and the National Academy of Public Administration