Cigna study: Customers are more active in improving their health and reducing costs with Consumer Driven Health Plans

When workers engage in the health-smart habits offered through consumer-driven health plans (CDHPs), they can reduce their health risks and lower their total medical cost trend up to 13% in the first year. Those savings are sustainable and can cumulatively grow to $7,800 per employee over a five-year period according to a new study comparing the health care claims experience of 2.5 million Cigna customers in CDHPs, PPOs and HMOs.

The 2013 Cigna Choice Fund Experience Study once again confirms that Cigna Choice Fund® consumer-driven health plans save money without compromising care and customers are increasingly engaged and smarter about their health and health spending.